I used to do that as well, when I started out. You sort of adjust to it though.
Anyway, if I can get a loan, and pay the collector to ship the film to Britain, I can get someone to scan the film on my behalf. Then I sell the film off, reclaim my losses and pay my loan back. What could go wrong?! All I need is that someone to scan the film, and somewhere to store it in the meantime.