I think it's the latter for the housing situation; The truth is that I have it good at home, but I feel I should have a place at home by now, and unsure if I really want to move out yet. I would rather like to rent, but relatives insist I should buy a house or condo instead.
Religion, on the other hand: I honestly never cared for my religion, but still hang on due to family obligations. Their viewpoints as I grew older seemed to be out of touch with how people really behave, but I have no valid argument. Growing up in a Catholic environment has made me afraid of sex, and I guess I could understand some points they make, but to me Christianity seems to be anti-modern at its core.