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but the matrix trilogy is by no means a bad saga, most people just get confused when the watch them and miss the overall point (it takes a cetain kind to enjoy them*)
LOL. I don't think it comes down to not understanding them, but simply not liking the last two movies. I could get 100% on a Matrix Philosophy exam, but I still think the last two movies were half-baked cash grabs.
From my experience, it really comes down to how much you've invested in the "Matrix Culture" (ie. owning Matrix video games, toys and collectibles, watching Animatirx, cartoons, etc.), and whether you define the Matrix Trilogy as movies or as a sub-culture involving all manner of media. Movie fans, on average, hated them, while Matrix sub-culture fans loved them.