Well, my parents' Samsung HDTV does have some overscan when in default 16:9 mode. You have to switch to "fit-the-screen" mode to get rid of it.

I use my 27" computer monitor as my TV, even with my BD Player and am more than happy with it - it is very accurate and there's no bullshit going on - I'd take watching a film on that monitor over my parents' 32" HDTV any day of the week, because with all the doodles that the TV has (and all TVs seem to have them) it's practically impossible to get a picture as pure as with the monitor, which doesn't do any post processing to the signal.