Wow. I don't know what to say. This shit would never happen with a single-payer health insurance system. Too bad our government is so fucked we can't get something as simple and obvious as that to pass.
I wish I could help, Dayv - unfortunately I'm struggling to pay my own bills myself, so there's little I can do. Hell, I can't even say I'll pray for you since I'm an atheist.
I'm sure there are many members on here who can offer more help than I can. All I can say is good luck, and I sincerely hope things start to turn around for you.