What about the people called to the scene?

There are two universes one where you wore the seatbelt and are still alive with a minor whip lash or still alive but trapped in your car and need to be cut out.

And another where you are pointless reduced to minced meat.

Sure the emergency services are paid (often not enough) but in terms of job satisfaction I imagine a good day for them would be saving a life or helping clear up an accident with no pointless fatalities over clearing up the mess left by some silly berk rebelling against the nanny state.

Doctors and the police take no pleasure in informing relatives of the death of a loved one (not unless they are mental), especially one that has been pointless rendered into a pile of butcher's shop mis-shapes.

If you think human debris can't create risk of further fatality I suggest you ask someone in the know.

The twits who refuse to switch off mobile phones when asked on planes and in hospitals or when they are driving probably think they are being free spirits too.