Which is the sadder state? That people don't help these people? Or that these people choose to live like this is the first place?

That's the saddest part to me. Though it does suck that there is such fear of being hurt that we don't stop to help more. I wish I could just go out and help all of the people who look like they need help... But there's a risk involved and there are people that rely on me (like my mortage company) and it's not very responsible of me to put myself at risk like that all of the time.

Is that a valid excuse?