we are not powerless. If those we elect do not represent our wishes, we can chose not to elect them in the first place, and we can chose not to reelect them the next time.
as for xhonzi plan:
1. I'm not sure you'd get enough money.
2. according the Conservatives, passing any healthcare legislation at all is unconstitutional.
but I do like xhonzi's plan. Perhaps we could fund it instead with a National lottery? People love playing the lottery and they'd still have a choice. They could chose not to play the lottery.