Warbler said:

Just so I understand, you draft real players and use their real statistics for scoring in the fantasy league, right? I assume that playoffs for the fantasy league must be held before the real regular season ends, correct? If not, what happens if a team in the fantasy makes the playoffs, but none of its players are playing in the real playoffs?

This could be fun. I'd be willing to consider it.

You got it all right. Draft real players, use real stats. The last day of the regular season is the last day of the fantasy season, regardless of if you are playing roto or head-to-head. If playing head-to-head, the last few weeks of the real regular season are the playoffs for the fantasy season.

But I would almost insist on roto instead of head-to-head. I hate head-to-head.