I would guess Sean is either ninteen or twenty, that would be about the right age for a first or second year college student. Also I would guess that his 2,000 dollar debt has something to do with his new Apple computer and/or school loans. 2,000 dollars isn't that far in dept, I have known people the same age or younger than Sean with a lot worse. Getting a computer on credit with no interest for so many months or something like that is okay on rare occasions and as long as you are sure you can make the payments. But a lot of people end up spending so much money that they don't have by buying everything with credit and then end up making tiny payments on it for years to come, when this happens that computer can end up costing you money even after it is obsolete, broken, and sold for parts on ebay.

EDIT: D'oh, Sean replied during the time it took me to write this.