Originally posted by: sean wookie
If I was to buy one by paying it off in installments would this be good? Do you recommend this I mean. Could I buy it now and not pay till after X-mas?
If I was to buy one by paying it off in installments would this be good? Do you recommend this I mean. Could I buy it now and not pay till after X-mas?
Actually, it is a terrible idea Sean. I am a firm believe in NEVER spending money you do not have. School loans and a house would be the only exception to this in my life. It just isn't worth being in debt over a silly computer. If you miss a payment or don't manage to pay it off during the "no interest until... such and such a date" then you are going to end up paying interest on the thing and putting more money into it than it is worth. Instead I would recommend setting the money aside for it each month, and get it when you can pay upfront. Or if you were to go with the $72 a month thing, make sure you are going to have $72 a month that you can pay into it. Debt isn't cool, avoid it while you're young.