Photoshop would probably be best for the title cards since they're essentially still images
With After Effects you can just drop in a still, fade the credits in and out however you want, and export it as an avi of whatever length you want.
Man you have got to get ahold of these programs!!
Anyway I've got the cover art I mentioned just about done, if you want to PM me your Email adress I can send it to you via yousendit dot com
Of course you will need Winrar or some such thing to unzip the file.