I like the shot of Harris skipping--could you, instead of the music, loop in the dialogue from Zell: "It looks too desperate if you run to a meeting," which may explain why he is skipping?
Right, that's from the earlier scene, but could you include it as an off-screen voice, sort of reminding Harris not to look too desperate as he goes into the bank? That's what I meant to say, link it back to Zell more clearly and make it less out of nowhere.
Skating argument seems to go right where you think it does, following the scene where Harris gives his big speech about "whatever it is that you scretly know would make you stay . . .," and before the scene where Sara is inside her house packing and Harris starts reciting poetry and singing.
EDITED: Incidentally, I agree with cutting it.