well i won't get into a huge debate over it either. but being brought up as a Hindu, i believe in karma, fate (to a certain extent), an afterlife and reincarnation. i'd say i believe in it all, maybe not so much the whole thing of paying for your past lives in your current life, but i do believe that there can be many fates in our lives, and we chose the path we wish to take which leads to one of those many different fates we are given in life. in summary i'm a strong believe in karma.