Well, I should say "process", rather than template. Basically, I write the text in a Word doc that is formatted for the size I need. Then, I go through and add tiny spaces in between the letters for better justification. Each paragraph is in its own section, and each section is copy/pasted into Photoshop, where I remove the background color (normally white, but I made it black so that it is easier to see for removal), so that any "space" background shows through the letters. I then save this pic, and then swap it in for the default pic in my Combustion workspace, and render it out.

To be honest, this is a system that I came about through trial and error, and it works for me, but I would not recommend it for anyone else.