That’s a really evocative way to describe things. I like it!
And yeah, I think as long as we emphasize that this information comes entirely from Palpatine, it shouldn’t contradict the concept of having the Rey Palpatine story be a fabrication. In fact, the more evocative the story is, the better.
I kind of like the idea that in this current conception, Rey Palpatine and Rey Nobody are both plausible interpretations of events. Changing D-O’s information from being about a child from Jakku to being about Lando’s daughter doesn’t negate the possibility that Ochi had first tried to find Rey, merely that there was no information about Rey or Jakku within D-O’s memory. Similarly, changing Luke’s dialogue to suggest that he’s just going off of Leia’s feelings makes him as trustworthy as Obi-wan. Finally, if we gave Finn something to say to Rey in the final confrontation, his statement about family and belonging can be seen as metaphorical, and in fact maybe the point of the story is that it doesn’t matter where Rey comes from, because in the end she is the one who must choose what to believe and she must choose what ‘family’ really means to her. The final scene shows her rejecting the two stories put forth for her past and choosing a third, one that may not be factual but one that holds the most truth for her.