Let's say WE, and I'm letting Warbler INC (™©® patent pending all rights reserved) out of the example, hire CHALTAB to murder himself. He agrees, but he hires an incompetent firm ("Empresa de Assessinos Limitada de Nicaragua y Republica Dominicana" would be a good example) to do the job for a lower price. See, I was not refering to Warbler INC itself.
Now, he hires them to murder himself for half the price YOU charged. He keeps the other 50% and invest it in something with a high profit return and low risk, like rigged boxing matches or drugs. Now, the contract he had with you and the incompetent firm stated that if he was unable to die within the time range of, let's say, five years, he would return the money, BUT... without any corrections to the value, like he has borrowed money without rates, which would be illegal for a bank to do, but it's not illegal for a service transaction.
So, he makes sure the incompetent firm will not be able to handle the job by making contractual addenduns, or making sure they don't finish the job, by killing their own hitmen or using a bulletproof vest. So, after the five years the incompetent firm must return you the money, the 50%. The other 50% have become 60% by now, thanks to your investments. So Chaltab here returns all the money to you, since he was not able to perform the job, BUT... he keeps those 10% to himself. Now, he goes ahead and do the same again, and again and again... Soon he'll find himself with a lot of money doing nothing.
In no way I was refering to Warbler INC as the incompetent firm at all... Being a Warbler INC proud employee, I champion my company's excelence in it's services.
But this is how some companies work. They hire smaller companies to do the job and keep a profit out of it. If the small companies succeed in their jobs, good. If not, you still have a profit. Small consulting companies also survive iver this method of working... That's how it works, my friends...