Sounds like he or his doctor could be on the hook for fraud…and yet what should the legal standard be for determining gender identity?
Just… prosecute him for fraud and perjury. We don’t need to bring the standards up to where they were previously. We shouldn’t have to jump through hoops in order to be seen under the law and by our peers as ourselves.
Edit: This is more about the strange biases in auto insurance (though there’s good rationale), but throwing us under the bus (and giving ammunition to bigots) is not a good way of going about it.
Generally I think prosecuting him for fraud is what would or will happen. However, there is a point to be made regarding making legal gender status less arbitrary, especially if metrics or statistics businesses use depend on data relevant to gender being accurate.