No, you’re missing the point. The file itself isn’t Blu-Ray or AVCHD compatible at all. Doesn’t matter how you burn it, unless you convert the file to add the extra lines of resolution to get it to 1280x720 exactly (black letterboxing bars on top and bottom), it won’t play.

Same goes for a DVD - it’s an HD file, so already it’s not DVD-compliant, but even if it wasn’t HD, it’s missing the required letterboxing to fill out the 720x480 frame an NTSC DVD requires.

You should, however, be able to put the file as is on a USB flash drive and plug it into your Blu-Ray player (or even your TV), and the file should play just fine.