You see how a single term shuts down your ability to appreciate what he’s saying?
To some extent we do make our own reality, which I think is well illustrated by your reaction to what is a term of literary criticism.
But it is not a term of literary criticism. It’s a way to basically say that OP women are reverse-sexist or have a misandrist agenda or whatever. Let Rey be Rey. If she’s OP for inexplicable reasons, explore that concept, but don’t attach the fact that she’s female to it. Her being female has nothing at all to do with anything, but is at the very core of where the term “Mary Sue” comes from.
Calling her a Mary Sue disparages the character in a way that can not be argued against, because it is a sexist argument that combats mature, reasoned discourse.