Well yeah, people are allowed to decide who gets their stuff when they die. So what?
Well, I have lots of opinions on this matter, but the one most topical is this: if you have a time, 50 years ago when redlining was legal, and a time 100 years ago when murder was tolerated and even encouraged in the form of lynching, and 150 years ago when slavery was legal, that is a lot of time to build up a pretty substantial reservoir of unearned, unfair, unjustified advantage. And if you have a system that allows those ill-gotten gains to legally be transferred people living in the present even though the means used to accumulate that wealth is no longer legal… well, you’ve got a problem.
I think it is a bit more complicated than you make it. I think it is wrong to simply label everything that white people have today as ill-gotten. There are all sorts of ways people got what they have and it is not 100% due to slavery, lynching, jim crow, and discrimination. Also remember just because those things existed, does not mean that White people did not have to work hard to get what they have.
There is no single solution to this problem. However, we are living with the consequences of not solving it.
Tell me, have you told your parents not to leave you any of their “ill-gotten” stuff when they die and instead give to people of minority races?
Do you think we should to give all of America back to the Native Americans and move back to Europe?